When can’t the insurance company be sued? What can the victim do in such a case?<\/p>\n

We’re talking about instances where the vehicle is not legally insured, or where the vehicle is used illegally, or in a situation where it is not known who the offending vehicle belonged to (“hit and run” accidents), and other cases listed in the law.<\/p>\n

In order to take care of exactly these situations, in accordance with the provision of the law (section 10), a special fund was established, called: “Karnit”.<\/p>\n

The purpose of the fund is to compensate the injured party in the situations listed above, when the insurance company of the offending driver cannot be sued. Moreover, there may be cases in which the injured party is not entitled to compensation due to one of the causes mentioned in the law, and the injured party’s dependents (usually their family members) will be entitled to claim compensation from the fund.<\/p>\n

Important: In addition to the above, Karnit is responsible for compensating an Israeli or foreign tourist who has been harmed in\u00a0 areas under the responsibility of the Palestinian Authority. The amounts of compensation will be the same as the amount of compensation entitled to a person who was injured in an area of Israel to which their insurance policy is applicable (section 12 (d) of the Road Accidents Law).<\/p>\n

To whom do the provisions of the Road Accidents not apply?<\/h4>\n

The provisions do not apply in certain cases, including: when a person intentionally caused an accident, a person who used the vehicle to commit a crime or aid in committing a crime, a person who used the vehicle without permission or without insurance or without a proper license (unless the license expired because they did not pay the associated fee) and more.<\/p>\n